When you’re shopping for title insurance, it’s not like shopping for a loan and interest rates, because in the state of Florida the title insurance premiums are promulgated based on the purchase price. It’s a fixed percentage no matter who is handling the transaction, whether that’s a title company or an attorney. The additional fees … such as settlement costs, maybe a wire fee … are often within a couple of hundred dollars, depending on which company you’re with. So what you should be shopping for is not necessarily the best deal, but someone that you’re comfortable working with.